<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Lori Smith Mountain Living Blog &#187; Homes for Sale</title>
	<atom:link href="http://lorismith.biz/blog/tag/homes-for-sale/feed/" rel="self" type="application/rss+xml" />
	<link>http://lorismith.biz/blog</link>
	<description>Selling Real Estate in Estes Park offers unique experiences.  Read about my fun and challenging adventures here.</description>
	<lastBuildDate>Thu, 19 Jan 2012 21:58:33 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0</generator>
		<item>
		<title>How to Assess Buying a Fixer-Upper</title>
		<link>http://lorismith.biz/blog/2010/12/08/how-to-assess-buying-a-fixer-upper/</link>
		<comments>http://lorismith.biz/blog/2010/12/08/how-to-assess-buying-a-fixer-upper/#comments</comments>
		<pubDate>Wed, 08 Dec 2010 22:37:55 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[bank owned properties]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[buying a fixer upper]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[Estes Park]]></category>
		<category><![CDATA[Estes Park Buyers Market home sales]]></category>
		<category><![CDATA[estes park real estate]]></category>
		<category><![CDATA[foreclosed properties]]></category>
		<category><![CDATA[Homes for Sale]]></category>

		<guid isPermaLink="false">http://lorismith.biz/blog/?p=545</guid>
		<description><![CDATA[How to Assess the Real Cost of a Fixer-Upper House When you buy a fixer-upper house, you can save a ton of money, or get yourself in a financial fix. 1. Decide what you can do yourself TV remodeling shows make home improvement work look like a snap. In the real world, attempting a difficult [...]]]></description>
			<content:encoded><![CDATA[<p></p><div style="letter-spacing: normal ! important; width: 400px ! important; padding: 0pt 40px ! important; font-family: Arial,sans-serif ! important;">
<ul style="letter-spacing: normal ! important; list-style: none outside none ! important; margin: 0pt 0pt 30px ! important; padding-left: 0pt; float: left; width: 485px; font-family: Arial,sans-serif ! important;">
<li style="letter-spacing: normal ! important; font-family: Arial,sans-serif ! important; display: block; vertical-align: baseline ! important; padding: 30px 0pt ! important; border-bottom: 1px solid #ebf0f2 ! important; color: #777777 ! important; font-size: 12px ! important; line-height: 20px ! important; float: left; width: 400px;">
<div style="letter-spacing: normal ! important; font-family: Arial,sans-serif ! important; position: relative ! important; float: left ! important; width: 100px ! important; padding: 0pt 12px 0pt 0pt ! important;"><a style="letter-spacing: normal!important; font-family: Arial,sans-serif!important; color: #16a8d3!important; text-decoration: none!important;" href="http://buyandsell.houselogic.com/articles/how-assess-real-cost-fixer-upper-house/"> <img style="border: 0 none;" title="buysell-buy-hardware-store-getty" src="http://c0263062.cdn.cloudfiles.rackspacecloud.com/content/images/sized/buysell-buy-hardware-store-getty_f37bacd613442a5fb2319340e250426d__1x1_f37bacd613442a5fb2319340e250426d_jpg_80x80_q85.jpg" alt="Woman looking at paint prices at hardware store" /> </a></div>
<h3 style="letter-spacing: normal ! important; font-family: Arial,sans-serif ! important; float: left; width: 373px; margin: 0pt; font-size: 16px ! important; font-weight: bold ! important;"><a style="color: #16a8d3!important; text-decoration: none!important;" href="http://buyandsell.houselogic.com/articles/how-assess-real-cost-fixer-upper-house/" target="_blank">How to Assess the Real Cost of a Fixer-Upper House</a></h3>
<p style="letter-spacing: normal ! important; font-family: Arial,sans-serif ! important; margin: 0pt; float: left; width: 373px;">When you buy a fixer-upper house, you can save a ton of money, or get yourself in a financial fix.</p>
</li>
<li style="letter-spacing: normal ! important; font-family: Arial,sans-serif ! important; display: block; vertical-align: baseline ! important; padding: 30px 0pt ! important; border-bottom: 1px solid #ebf0f2 ! important; color: #777777 ! important; font-size: 12px ! important; line-height: 20px ! important; float: left; width: 400px;">
<h3>1. Decide what you can do yourself</h3>
<p>TV remodeling shows make home improvement work look like a snap. In  the real world, attempting a difficult remodeling job that you  don’t  know how to do will take longer than you think and can lead to   less-than-professional results that won’t increase the value of your   fixer-upper house.</p>
<ul>
<li>Do you really have the skills to do it? Some tasks, like stripping  wallpaper and painting, are relatively easy. Others, like electrical  work, can be dangerous when done by amateurs.</li>
</ul>
<ul>
<li>Do you really have the time and desire to do it? Can you take time  off work to renovate your fixer-upper house? If not, will you be  stressed out by living in a work zone for months while you complete  projects on the weekends?</li>
</ul>
<h3>2. Price the cost of repairs and remodeling before you make an offer</h3>
<ul>
<li>Get your contractor into the house to do a walk-through, so he can  give you a written cost estimate on the tasks he’s going to do.</li>
</ul>
<ul>
<li>If you’re doing the work yourself, price the supplies.</li>
</ul>
<ul>
<li>Either way, tack on 10% to 20% to cover unforeseen problems that often arise with a fixer-upper house.</li>
</ul>
<h3>3. Check permit costs</h3>
<ul>
<li>Ask local officials if the work you’re going to do requires a permit  and how much that permit costs. Doing work without a permit may save  money, but it&#8217;ll cause problems when you resell your home.</li>
</ul>
<ul>
<li>Decide if you want to get the permits yourself or have the  contractor arrange for them. Getting permits can be time-consuming and  frustrating. Inspectors may force you to do additional work, or change  the way you want to do a project, before they give you the permit.</li>
</ul>
<ul>
<li>Factor the time and aggravation of permits into your plans.</li>
</ul>
<h3>4. Doublecheck pricing on structural work</h3>
<p>If your fixer-upper home needs major structural work, hire a  structural engineer for $500 to $700 to inspect the home before you put  in an offer so you can be confident you’ve uncovered and conservatively  budgeted for the full extent of the problems.</p>
<p>Get written estimates for repairs before you commit to buying a home with structural issues.</p>
<p>Don&#8217;t purchase a home that needs major structural work unless:</p>
<ul>
<li>You’re getting it at a steep discount</li>
</ul>
<ul>
<li>You’re sure you’ve uncovered the extent of the problem</li>
</ul>
<ul>
<li>You know the problem can be fixed</li>
</ul>
<ul>
<li>You have a binding written estimate for the repairs</li>
</ul>
<h3>5. Check the cost of financing</h3>
<p>Be sure you have enough money for a downpayment, closing costs, and repairs without draining your savings.</p>
<p>If you’re planning to fund the repairs with a <a href="http://www.houselogic.com/articles/consider-home-equity-line-of-credit/" target="_blank">home equity</a> or home improvement loan:</p>
<ul>
<li>Get yourself pre-approved for both loans before you make an offer.</li>
</ul>
<ul>
<li>Make the deal contingent on getting both the purchase money loan and  the renovation money loan, so you’re not forced to close the sale when  you have no loan to fix the house.</li>
</ul>
<ul>
<li>Consider the Federal Housing Administration’s <a href="http://www.hud.gov/offices/hsg/sfh/203k/203kmenu.cfm" target="_blank">Section 203(k) program</a>, which lets qualified purchasers wrap up to $35,000 into their mortgages to upgrade their home before they move in.</li>
</ul>
<h3>6. Calculate your fair purchase offer</h3>
<p>Take the fair market value of the property (what it would be worth if  it were in good condition and remodeled to current tastes) and subtract  the upgrade and repair costs.</p>
<p>For example: Your target fixer-upper house has a 1960s kitchen,  metallic  wallpaper, shag carpet, and high levels of radon in the  basement.</p>
<p>Your comparison house, in the same subdivision, sold  last month for $200,000.  That house had a newer kitchen, no wallpaper,  was recently recarpeted,  and has a radon mitigation system in its  basement.</p>
<p>The cost to remodel  the kitchen, remove the wallpaper, carpet the  house, and put in a radon  mitigation system is $40,000. Your bid for  the house should be $160,000.</p>
<p>Ask your real estate agent if it’s a good idea to share your cost estimates with the sellers, to prove your offer is fair.</p>
<h3>7. Include inspection contingencies in your offer</h3>
<p>Don’t rely on your friends or your contractor to eyeball your  fixer-upper house. Hire pros to do common inspections like:</p>
<ul>
<li>Home inspection. This is key in a fixer-upper assessment. The home  inspector will uncover hidden issues in need of replacement or repair.  You may know you want to replace those 1970s kitchen cabinets, but  the  home inspector has a meter that will detect the water leak behind  them.</li>
</ul>
<ul>
<li>Radon, mold, lead-based paint</li>
</ul>
<ul>
<li>Septic and well</li>
</ul>
<ul>
<li>Pest</li>
</ul>
<p>Most home inspection contingencies let you go back to the sellers and  ask them to do the repairs, or give you cash at closing to pay for the  repairs. The seller can also opt to simply back out of the deal, as can  you, if the inspection turns up something you don’t want to deal with.</p>
<p>If that happens, this isn’t the right fixer-upper house for you. Go back to the top of this list and start again.</p>
<p style="letter-spacing: normal ! important; font-family: Arial,sans-serif ! important; margin: 0pt; float: left; width: 373px;"><a style="color: #16a8d3!important; text-decoration: none!important;" href="http://buyandsell.houselogic.com/articles/how-assess-real-cost-fixer-upper-house/" target="_blank">Read More Articles from Houselogic</a></p>
</li>
</ul>
<div style="float: left; width: 400px;">
<p style="letter-spacing: normal!important; font-family: Arial,sans-serif!important; margin: 0 0 12px!important; color: #000!important; font-size: 12px!important;">
<p style="letter-spacing: normal!important; font-family: Arial,sans-serif!important; margin: 0 0 12px!important; color: #000!important; font-size: 11px!important;">Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®</p>
</div>
</div>
<p><a class="a2a_dd addtoany_share_save" href="http://www.addtoany.com/share_save?linkurl=http%3A%2F%2Florismith.biz%2Fblog%2F2010%2F12%2F08%2Fhow-to-assess-buying-a-fixer-upper%2F&amp;linkname=How%20to%20Assess%20Buying%20a%20Fixer-Upper"><img src="http://lorismith.biz/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share/Bookmark"/></a> </p>]]></content:encoded>
			<wfw:commentRss>http://lorismith.biz/blog/2010/12/08/how-to-assess-buying-a-fixer-upper/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Construction Bargain</title>
		<link>http://lorismith.biz/blog/2010/12/03/new-construction-bargain/</link>
		<comments>http://lorismith.biz/blog/2010/12/03/new-construction-bargain/#comments</comments>
		<pubDate>Fri, 03 Dec 2010 21:00:53 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[condo]]></category>
		<category><![CDATA[condominium]]></category>
		<category><![CDATA[Estes Park]]></category>
		<category><![CDATA[Estes Park Buyers Market home sales]]></category>
		<category><![CDATA[estes park real estate]]></category>
		<category><![CDATA[green building]]></category>
		<category><![CDATA[green built]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[Theiss Construction]]></category>

		<guid isPermaLink="false">http://lorismith.biz/blog/?p=583</guid>
		<description><![CDATA[I haven&#8217;t done a pick of the week in a while, but this property brought it back. I recently toured this newly constructed green-built free standing condominium and was just blown away. The quality is more than you would expect from a home in this price range. Beautiful custom kitchen with granite and furniture grade [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>I haven&#8217;t done a pick of the week in a while, but this property brought it back.  I recently toured this newly constructed green-built free standing condominium and was just blown away.  The quality is more than you would expect from a home in this price range.  Beautiful custom kitchen with granite and furniture grade cabinets, flush mounted sink and built in wine rack.  A contemporary open floor plan is great for entertaining guests or family.  Kitchen is open to the Dining area and Great room with a gas fireplace and cathedral ceilings.  Split log accents over the doorways, vessel sinks and Alderwood doors.  You won&#8217;t run out of room with four bedrooms and four baths encompassing 2100+ square feet.  Quality craftsmanship shows throughout the unit from the cedar exterior, huge beams in the entry to the crown molding in the kitchen.  In addition to its beauty this home is also energy efficient featuring new spray on fiberglass insulation, 95% efficient heating systems, Energy Star appliances and more.  Built by local builder Mark Theiss, this condo is going to be Energy Star certified.  Visit his <a href="http://theissconstruction.blogspot.com/2008/03/timbers-of-estes.html">website</a> to learn more about his business philosophy and green building practices.  Enjoy this easy care condo as a primary residence or vacation home knowing your HOA fees cover exterior maintenance, landscaping and snow plowing.  All of this and more for $374,000-yes it is not a typo, brand new construction for under $400K.    <a href="http://www.idxre.com/idx/listingsMap.cfm?cid=41741&amp;lstp=hotSheets&amp;hid=53903">Here is a link to all the details.. </a></p>
<p>Coming soon for Theiss Construction is the start of construction on the new phase of <a href="http://www.liveinestespark.com/1220-Timber-Mountain-Lane-5-C-a156640.html">The Timbers of Estes</a>.  Check out the featured listing section of my website for further information.<a href="http://www.liveinestespark.com/1220-Timber-Mountain-Lane-5-C-a156640.html"></a></p>
<p><a class="a2a_dd addtoany_share_save" href="http://www.addtoany.com/share_save?linkurl=http%3A%2F%2Florismith.biz%2Fblog%2F2010%2F12%2F03%2Fnew-construction-bargain%2F&amp;linkname=New%20Construction%20Bargain"><img src="http://lorismith.biz/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share/Bookmark"/></a> </p>]]></content:encoded>
			<wfw:commentRss>http://lorismith.biz/blog/2010/12/03/new-construction-bargain/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Historic Craftsman Residence</title>
		<link>http://lorismith.biz/blog/2010/07/02/historic-craftsman-residence/</link>
		<comments>http://lorismith.biz/blog/2010/07/02/historic-craftsman-residence/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 15:52:36 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[Old Estes Park]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[business women]]></category>
		<category><![CDATA[E.M.A. Foot]]></category>
		<category><![CDATA[Early estes park]]></category>
		<category><![CDATA[Elizabeth Foot]]></category>
		<category><![CDATA[Estes Park]]></category>
		<category><![CDATA[Estes Park Homes for Sale]]></category>
		<category><![CDATA[estes park real estate]]></category>
		<category><![CDATA[Foot's utility and curio shop]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[pioneers]]></category>
		<category><![CDATA[Real Estate Blog]]></category>
		<category><![CDATA[Scenery]]></category>
		<category><![CDATA[Van Valkenburgh]]></category>

		<guid isPermaLink="false">http://lorismith.biz/blog/?p=279</guid>
		<description><![CDATA[This lovely Craftsman style home turned 100 years old this year.  Owning this home is a chance of a lifetime. This home was built by Miss Elizabeth M. A. Foot, who also went by the name of Emma Foot. She operated one of Estes Park&#8217;s general stores called Foot&#8217;s Utility and Curio Shop. This home [...]]]></description>
			<content:encoded><![CDATA[<p></p><div id="attachment_280" class="wp-caption aligncenter" style="width: 300px">
	<a href="http://lorismith.biz/blog/wp-content/uploads/2010/03/New-Front-.jpg"><img class="size-medium wp-image-280" title="New Front" src="http://lorismith.biz/blog/wp-content/uploads/2010/03/New-Front--300x225.jpg" alt="Gorgeous Entry " width="300" height="225" /></a>
	<p class="wp-caption-text">Grand Entry for this Charming Home</p>
</div>
<p>This lovely Craftsman style home turned 100 years old this year.  Owning this home is a chance of a lifetime.  This home was built by Miss Elizabeth M. A. Foot, who also went by the name of Emma Foot.  She operated one of Estes Park&#8217;s general stores called Foot&#8217;s Utility and Curio Shop.  This home was one of at least six rental homes that she owned and operated.  Imagine a single business woman in 1901, what a pioneer she was! Later the home was sold to the Van Valkenburgh family who owned it until 2001.  With so few owners the condition of this beauty will surprise and delight.  We don&#8217;t see these homes come on the market very often.  This charming historic home has Longs Peak, Continental Divide and Lumpy Ridge views. Home has open living spaces, original Douglas Fir wood floors, two moss rock fireplaces and a huge Sun Porch just made for rocking chairs. Featuring 3 Bedrooms, two full baths, Great Room and lower level Den or Family Room. Great potential-600+SF Attic could be finished for an artist&#8217;s retreat. Take in the views from the fenced in flower garden, deck or patio. Picturesque .55 acre lot with rock outcroppings and huge Ponderosa pines.  Own a piece of Estes Park history with this turn of the century beauty.</p>
<p>Further info and photos <a href="http://www.idxre.com/idx/listingsMap.cfm?cid=41741&amp;lstp=hotSheets&amp;hid=36786">HERE</a></p>
<p><a class="a2a_dd addtoany_share_save" href="http://www.addtoany.com/share_save?linkurl=http%3A%2F%2Florismith.biz%2Fblog%2F2010%2F07%2F02%2Fhistoric-craftsman-residence%2F&amp;linkname=Historic%20Craftsman%20Residence"><img src="http://lorismith.biz/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share/Bookmark"/></a> </p>]]></content:encoded>
			<wfw:commentRss>http://lorismith.biz/blog/2010/07/02/historic-craftsman-residence/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sellers open their doors this weekend</title>
		<link>http://lorismith.biz/blog/2010/04/06/sellers-open-their-doors-this-weekend/</link>
		<comments>http://lorismith.biz/blog/2010/04/06/sellers-open-their-doors-this-weekend/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 20:54:25 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Estes Park]]></category>
		<category><![CDATA[Estes Park Buyers Market home sales]]></category>
		<category><![CDATA[Homes for Sale]]></category>

		<guid isPermaLink="false">http://lorismith.biz/blog/?p=283</guid>
		<description><![CDATA[REALTORS® around the nation will be holding open houses on the weekend of April 10 and 11, 2010 during REALTOR® Nationwide Open House Weekend! Thousands of people who have listed their home for sale will open their doors with a REALTOR® as host, for you to look around. Look for open house signs throughout your [...]]]></description>
			<content:encoded><![CDATA[<p></p><p><a href="http://lorismith.biz/blog/wp-content/uploads/2010/04/open_house.jpg"><img class="aligncenter size-medium wp-image-284" title="open_house" src="http://lorismith.biz/blog/wp-content/uploads/2010/04/open_house-300x122.jpg" alt="realtor open house logo" width="300" height="122" /></a>REALTORS® around the nation will be holding open houses on the weekend of April 10 and 11, 2010 during REALTOR® Nationwide Open House Weekend! Thousands of people who have listed their home for sale will open their doors with a REALTOR® as host, for you to look around. Look for open house signs throughout your town.  Here in Estes Park, our office will have dozens of homes open.  I will have <a href="http://www.idxre.com/idx/listingsMap.cfm?cid=41741&amp;lstp=hotSheets&amp;hid=36786">351 Virginia Drive</a> open from 2-4pm on Sunday afternoon and <a href="http://www.idxre.com/idx/listingsMap.cfm?cid=41741&amp;lstp=hotSheets&amp;hid=36785">1321 Devils Gulch</a> open on Sunday from 11am to 1pm.<br />
How is this weekend different than any other weekend in April? This is an incredible opportunity for consumers to shop for a new home while:</p>
<p>•    Interest rates are at a historic low.</p>
<p>•    Home prices offer an amazing value to buyers in all price ranges.</p>
<p>•    There are a variety of home choices available in our inventory.</p>
<p>•    The Expanded First-time Homebuyer’s Federal Tax Credit is still available.  This includes first time home buyers and return buyers that qualify.  It ends April 30, 2010.<br />
Agents are offering refreshments and a drawing for one $100 gift certificate to Marys Lake Lodge when you visit First Colorado Realty open houses.  Stop by and take a look at some beautiful Estes Park properties.  After all one of the open houses you visit may be the one you’ve been looking for.</p>
<p>The Estes Park Board of REALTORS® currently has approximately 60 REALTOR® members. Dedicated to serving America’s property owners, the NATIONAL ASSOCIATION OF REALTORS®, The Voice for Real Estate, is the largest professional association at over 1,112,000 members strong. So, whether you’re buying or selling a home, it pays to work with a REALTOR®. Look for the REALTOR® logo when choosing your real estate agent.</p>
<p><a class="a2a_dd addtoany_share_save" href="http://www.addtoany.com/share_save?linkurl=http%3A%2F%2Florismith.biz%2Fblog%2F2010%2F04%2F06%2Fsellers-open-their-doors-this-weekend%2F&amp;linkname=Sellers%20open%20their%20doors%20this%20weekend"><img src="http://lorismith.biz/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share/Bookmark"/></a> </p>]]></content:encoded>
			<wfw:commentRss>http://lorismith.biz/blog/2010/04/06/sellers-open-their-doors-this-weekend/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>If You Don&#8217;t Buy a House Now, You&#8217;re Missing the Opportunity of a Lifetime</title>
		<link>http://lorismith.biz/blog/2009/12/28/if-you-dont-buy-a-house-now-youre-stupid-or-broke/</link>
		<comments>http://lorismith.biz/blog/2009/12/28/if-you-dont-buy-a-house-now-youre-stupid-or-broke/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 23:33:49 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Estes Park]]></category>
		<category><![CDATA[Estes Park Buyers Market home sales]]></category>
		<category><![CDATA[estes park real estate]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[Opportunity]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://lorismith.biz/blog/?p=245</guid>
		<description><![CDATA[If you are planning on buying real estate in the next two years I implore you to consider the advantages of buying today. Home ownership is an investment in your future. With each mortgage payment you are building your wealth. Owning a home builds wealth over the long term, and it provides significant social benefits. [...]]]></description>
			<content:encoded><![CDATA[<p></p><p style="text-align: left;">If you are planning on buying real estate in the next two years I implore you to consider the advantages of buying today.  Home ownership is an investment in your future. With each mortgage payment you are building your wealth.   Owning a home builds wealth over the long term, and it provides significant social benefits.  Did you know home owners are<span> are happier and healthier than non-owners? And what about the tax benefits of home ownership? In short, you can deduct interest charged on a loan used to acquire or improve your principal residence in the year that it is paid.  Estes Park real estate is more affordable than ever in all price ranges.  Check with your tax preparer and account for all the benefits of home ownership. </span></p>
<p style="text-align: left;">For more information don&#8217;t miss this article  <a href="http://www.businessweek.com/lifestyle/content/dec2009/bw2009127_753974.htm">http://www.businessweek.com/lifestyle/content/dec2009/bw2009127_753974.htm</a></p>
<p><a class="a2a_dd addtoany_share_save" href="http://www.addtoany.com/share_save?linkurl=http%3A%2F%2Florismith.biz%2Fblog%2F2009%2F12%2F28%2Fif-you-dont-buy-a-house-now-youre-stupid-or-broke%2F&amp;linkname=If%20You%20Don%26%238217%3Bt%20Buy%20a%20House%20Now%2C%20You%26%238217%3Bre%20Missing%20the%20Opportunity%20of%20a%20Lifetime"><img src="http://lorismith.biz/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share/Bookmark"/></a> </p>]]></content:encoded>
			<wfw:commentRss>http://lorismith.biz/blog/2009/12/28/if-you-dont-buy-a-house-now-youre-stupid-or-broke/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Luxury Mountain Estate-Backs to RMNP</title>
		<link>http://lorismith.biz/blog/2009/10/01/luxury-mountain-estate-backs-to-rmnp/</link>
		<comments>http://lorismith.biz/blog/2009/10/01/luxury-mountain-estate-backs-to-rmnp/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 20:26:48 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[devils gulch]]></category>
		<category><![CDATA[Estes Park]]></category>
		<category><![CDATA[Hiking]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[Lumpy Ridge]]></category>
		<category><![CDATA[RMNP]]></category>

		<guid isPermaLink="false">http://lorismith.biz/blog/?p=199</guid>
		<description><![CDATA[Top of the world views. You won&#8217;t a find a better view in Estes Park! Longs Peak and the Continental Divide showcased from this home. Tucked into the Lumpy Ridge this rare offering backs to RMNP on 3+ acres. Simply walk out your back door into Rocky Mountain National Park. Aspens and large boulders line [...]]]></description>
			<content:encoded><![CDATA[<p></p><div id="attachment_277" class="wp-caption aligncenter" style="width: 300px">
	<a href="http://lorismith.biz/blog/wp-content/uploads/2009/10/IMG_0874-Large.jpg"><img class="size-medium wp-image-277" title="IMG_0874 (Large)" src="http://lorismith.biz/blog/wp-content/uploads/2009/10/IMG_0874-Large-300x225.jpg" alt="Devils Gulch Estate" width="300" height="225" /></a>
	<p class="wp-caption-text">Devils Gulch Estate</p>
</div>
<p>Top of the world views. You won&#8217;t a find a better view in Estes Park! Longs Peak and the Continental Divide showcased from this home. Tucked into the Lumpy Ridge this rare offering backs to RMNP on 3+ acres. Simply walk out your back door into Rocky Mountain National Park. Aspens and large boulders line the drive to this private setting. Decks on every side of the home allow breathtaking views. Huge Master Suite with Fireplace, Jack and Jill Bath, skylights, built-ins and two decks. Elegant Dining Room with huge windows that allow the gorgeous setting to be enjoyed indoors as well. Featuring Five Bedrooms and Four Baths, Formal Living and Dining Rooms, Great room with wood burning fireplace, lower level Recreation room has a wood burning stove and full kitchen. The fifth bedroom doubles as a media room, Game Room, Exercise Room, Commercial Elevator, Secure Storage area, Central Vac, AC, Skylights &amp; more. This is a must see property!?</p>
<p>More information <a href="http://www.idxre.com/idx/listingsMap.cfm?cid=41741&amp;lstp=hotSheets&amp;hid=36785">HERE&#8230;</a></p>
<p><a class="a2a_dd addtoany_share_save" href="http://www.addtoany.com/share_save?linkurl=http%3A%2F%2Florismith.biz%2Fblog%2F2009%2F10%2F01%2Fluxury-mountain-estate-backs-to-rmnp%2F&amp;linkname=Luxury%20Mountain%20Estate-Backs%20to%20RMNP"><img src="http://lorismith.biz/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share/Bookmark"/></a> </p>]]></content:encoded>
			<wfw:commentRss>http://lorismith.biz/blog/2009/10/01/luxury-mountain-estate-backs-to-rmnp/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fantastic Five Bedroom Home on .75 Acre Wooded Lot</title>
		<link>http://lorismith.biz/blog/2009/07/21/fantastic-five-bedroom-home-on-75-acre-wooded-lot/</link>
		<comments>http://lorismith.biz/blog/2009/07/21/fantastic-five-bedroom-home-on-75-acre-wooded-lot/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 23:04:57 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[Estes Park]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[Large Lot]]></category>
		<category><![CDATA[Summer vacation]]></category>

		<guid isPermaLink="false">http://lorismith.biz/blog/?p=180</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[<p></p><p><iframe style="width:385px; height:510px; "src="http://www.postlets.com/realestate/mini_385.php?pid=2504113" frameborder="0" marginheight="0" marginwidth="0"></iframe></p>
<p><a class="a2a_dd addtoany_share_save" href="http://www.addtoany.com/share_save?linkurl=http%3A%2F%2Florismith.biz%2Fblog%2F2009%2F07%2F21%2Ffantastic-five-bedroom-home-on-75-acre-wooded-lot%2F&amp;linkname=Fantastic%20Five%20Bedroom%20Home%20on%20.75%20Acre%20Wooded%20Lot"><img src="http://lorismith.biz/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share/Bookmark"/></a> </p>]]></content:encoded>
			<wfw:commentRss>http://lorismith.biz/blog/2009/07/21/fantastic-five-bedroom-home-on-75-acre-wooded-lot/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mountain Cabin in Glen Haven</title>
		<link>http://lorismith.biz/blog/2009/07/21/mountain-cabin-in-glen-haven/</link>
		<comments>http://lorismith.biz/blog/2009/07/21/mountain-cabin-in-glen-haven/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 23:01:47 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Cabin]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[Estes Park]]></category>
		<category><![CDATA[Glen Have]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[RMNP]]></category>
		<category><![CDATA[Summer vacation]]></category>

		<guid isPermaLink="false">http://lorismith.biz/blog/?p=171</guid>
		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[<p></p><p><iframe style="width:385px; height:510px; "src="http://www.postlets.com/realestate/mini_385.php?pid=2504324" frameborder="0" marginheight="0" marginwidth="0"></iframe></p>
<p><a class="a2a_dd addtoany_share_save" href="http://www.addtoany.com/share_save?linkurl=http%3A%2F%2Florismith.biz%2Fblog%2F2009%2F07%2F21%2Fmountain-cabin-in-glen-haven%2F&amp;linkname=Mountain%20Cabin%20in%20Glen%20Haven"><img src="http://lorismith.biz/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share/Bookmark"/></a> </p>]]></content:encoded>
			<wfw:commentRss>http://lorismith.biz/blog/2009/07/21/mountain-cabin-in-glen-haven/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NEW Carbon Monoxide Detector Law Passed in CO</title>
		<link>http://lorismith.biz/blog/2009/03/25/new-carbon-monoxide-detector-law-passed-in-co/</link>
		<comments>http://lorismith.biz/blog/2009/03/25/new-carbon-monoxide-detector-law-passed-in-co/#comments</comments>
		<pubDate>Thu, 26 Mar 2009 04:37:42 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Apartments for Sale]]></category>
		<category><![CDATA[Bill Ritter]]></category>
		<category><![CDATA[carbon monoxide detector]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[Governor]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[Safety]]></category>

		<guid isPermaLink="false">http://lorismith.biz/blog/?p=121</guid>
		<description><![CDATA[Link to article Colorado Governor Bill Ritter signed into law a requirement that will require all homes and apartment buildings offered for sale after July 1, 2009  to have carbon monoxide detectors near bedrooms.]]></description>
			<content:encoded><![CDATA[<p></p><p><a href="http://www.bizjournals.com/denver/stories/2009/03/23/daily33.html">Link to article</a></p>
<p>Colorado Governor Bill Ritter signed into law a requirement that <span id="storyText" class="headlines">will require all homes and apartment buildings offered for sale after July 1, 2009  to have carbon monoxide detectors near bedrooms.<br />
</span></p>
<p><a class="a2a_dd addtoany_share_save" href="http://www.addtoany.com/share_save?linkurl=http%3A%2F%2Florismith.biz%2Fblog%2F2009%2F03%2F25%2Fnew-carbon-monoxide-detector-law-passed-in-co%2F&amp;linkname=NEW%20Carbon%20Monoxide%20Detector%20Law%20Passed%20in%20CO"><img src="http://lorismith.biz/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share/Bookmark"/></a> </p>]]></content:encoded>
			<wfw:commentRss>http://lorismith.biz/blog/2009/03/25/new-carbon-monoxide-detector-law-passed-in-co/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gorgeous Devils Gulch Estate</title>
		<link>http://lorismith.biz/blog/2009/03/18/gorgeous-devils-gulch-estate/</link>
		<comments>http://lorismith.biz/blog/2009/03/18/gorgeous-devils-gulch-estate/#comments</comments>
		<pubDate>Wed, 18 Mar 2009 15:20:38 +0000</pubDate>
		<dc:creator>Lori</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[devils gulch]]></category>
		<category><![CDATA[Estes Park]]></category>
		<category><![CDATA[Homes for Sale]]></category>
		<category><![CDATA[Horse Property]]></category>
		<category><![CDATA[RMNP]]></category>
		<category><![CDATA[Single Family Home]]></category>

		<guid isPermaLink="false">http://lorismith.biz/blog/?p=116</guid>
		<description><![CDATA[Historic Devils Gulch Estate near Rocky Mountain National Park Please call Lori today 970-232-5511 for your private viewing of this Historic restored Craftsman style residence constructed in 1910. Boulders and Aspens grace the 2.38 acres with Longs Peak and Continental Divide views. Native stone accents from McGraw Ranch and raised flagstone patio offer a stunning [...]]]></description>
			<content:encoded><![CDATA[<p></p><p>Historic Devils Gulch Estate near Rocky Mountain National Park</p>
<p style="text-align: center;">
<div class="wp-caption aligncenter" style="width: 410px">
	<img title="front view" src="http://www.lorismith.biz/gallery/main.php?g2_view=core.DownloadItem&amp;g2_itemId=804&amp;g2_serialNumber=2" alt="1327 Devils Gulch Road, Estes Park CO" width="410" height="274" />
	<p class="wp-caption-text">1327 Devils Gulch Road, Estes Park CO</p>
</div>
<p>Please call Lori today 970-232-5511 for your private viewing of this Historic restored Craftsman style residence constructed in 1910. Boulders and Aspens grace the 2.38 acres with Longs Peak and Continental Divide views. Native stone accents from McGraw Ranch and raised flagstone patio offer a stunning entrance to this home. A modern country kitchen with Soapstone counters, antique replica stove, high-end appliances &amp; Butlers pantry. The Great room features stone fireplace and built-in seating area. Sun porch stretches across the front of the home. Master bedroom has private sitting room &amp; bath. Restored original wood floors, 10&#8242; ceilings and wood beams throughout the main living areas. The 716 sf one BR, one BA cabin features stone fireplace &amp; knotty pine accents. Zoned for horses. Exterior features landscaping, irrigation system, fenced yard, loafing shed, corral, 2 car garage/workshop, carport and playhouse. Completely updated plumbing, electric, radon mitigation system, security system, newer septic system.</p>
<p><object width="425" height="344" data="http://www.youtube.com/v/jvz4V87MzUo&amp;hl=en&amp;fs=1" type="application/x-shockwave-flash"><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="src" value="http://www.youtube.com/v/jvz4V87MzUo&amp;hl=en&amp;fs=1" /><param name="allowfullscreen" value="true" /></object></p>
<p><a class="a2a_dd addtoany_share_save" href="http://www.addtoany.com/share_save?linkurl=http%3A%2F%2Florismith.biz%2Fblog%2F2009%2F03%2F18%2Fgorgeous-devils-gulch-estate%2F&amp;linkname=Gorgeous%20Devils%20Gulch%20Estate"><img src="http://lorismith.biz/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share/Bookmark"/></a> </p>]]></content:encoded>
			<wfw:commentRss>http://lorismith.biz/blog/2009/03/18/gorgeous-devils-gulch-estate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

